Investment Fee Calculator

See exactly how fees compound against you over time.

Your Investment Details

Initial Investment (£)

Monthly Contribution (£)

Expected Annual Return (%)

Investment Period (years)

Fee Comparison

Low-Cost ETF Portfolio Fee (%)

Industry Standard Fee (%)

Don't forget to include platform fees and potential trading charges. The industry standard all-in fee for a diversified global index portfolio is approximately 0.55%.

Fee Impact Comparison

Your wealth after 30 years

Enter your details and click Calculate to see how fees impact your wealth.

Why fees matter

Investment fees might seem small, but they compound over time just like your returns do — except they work against you. A difference of just 0.5% in annual fees can cost you hundreds of thousands of pounds over a 30-year investment period.

Finance AI's portfolio charges only 5.11 basis points (0.051%) annually, compared to the industry standard of around 0.55% for a diversified global portfolio. This means more of your money stays invested and compounds for your benefit, not eaten away by fees.

Over decades, this difference can mean the difference between a comfortable retirement and financial stress. That's why we're committed to keeping costs as low as possible while maintaining broad, diversified market exposure.